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If you really want to cash a postdated check for the full amount, take it to the bank that issued the check which is where the check writer has a checking account.

However, a rejected payment (or an unexpected withdrawal from your checking account) can cause numerous problems.

Find out if the check was intentionally postdated, and figure out a solution. Most people don’t do this, in part because of the additional fees to monitor the account and prevent payment before the specified date. Because there’s a possibility it won’t clear, you might have better luck depositing those checks.

In some situations, you can sue your bank for damages if a bank employee cashes a check prior to the date written on it but bank employees do not violate any laws when they cash post dated checks.Most states have laws that require your employer to pay you at least once or twice a month.In many instances, paydays fall on the same day each month, and many employers use the 15th and the last day of the month as paydays.In such an instance, your employer did not post date the check for a date after payday, but you could not cash your check until after payday.In many states, including California and Hawaii, your employer cannot post date your payroll check.

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