Consolidating my super for

Secondly, your decision to move money out of a super fund could impact the level of insurance cover or other benefits you had with that fund.

For example it’s possible your insurance cover could be discontinued when you move between funds, or you may not be able to obtain equivalent cover in the new fund.

Therefore you should check the relevant fund PDS to see whether any rollover fees will apply. BT Funds Management Limited (BTFM) ABN 63 002 916 458, AFSL No. L0001090 (BTFM) is the trustee of and issuer of interests in BT Super for Life which is a part of Retirement Wrap ABN 39 827 542 991, RSE No. A Product Disclosure Statement (PDS) for BT Super for Life and BTFM’s Financial Services Guide (FSG) can be obtained by calling 132 135 or on the Documents and Downloads page.

You should also check with your other fund/s to determine whether there are any exit fees for moving your benefits, or other loss of benefits (e.g. You should obtain and consider the PDS and FSG before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life.

This means proof of identity is required to move money around the super system.

It’s a small extra step in the process to protect your money.

There are other documents that can be certified as proof of identity.

There are new rules designed to keep super safe from money laundering and terrorism-financing for all Australians.

Another advantage of consolidating your super is less paperwork.

Having one super account means you only have one set of paperwork to manage.

We recommend you check any exit fees that may be payable to your other fund(s), and any insurance cover you may have that cannot be replicated, before any the decision to move.

*Please note, if you are invested in a BT Super Fund nil entry fee option, there may be an exit fee applicable.

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